Finna

Finna is a stablecoin financial services app for Nigeria offering stablecoin to naira exchange, local currency loans against crypto collateral, cross-border collection and payment, and a payment card. It serves freelancers, cross-border merchants and savers in a high-inflation economy, addressing the timing loss of selling assets for cash during depreciation and remittance fees layered through correspondent banks. Balances switch between stablecoins and local currency on demand, with rates refreshed against live quotes.

Swaps match on live quotes and settle instantly, loans are priced by amount and term against stablecoin collateral with partial liquidation below a ratio, and cross-border flows clear in stablecoins before converting locally. Solana carries the onchain ledger, and merchants can integrate through a payment API. The payment card draws on stablecoin balances, deducted at the prevailing rate.