Mana

Mana is a dollar account app for Filipinos living and working abroad. Users open an account online and receive US bank details with account and routing numbers, so overseas clients can pay by ACH while funds stay in dollars; sending money home runs through GCash and other local rails at a rate close to mid-market, charging about 0.25 percent and usually landing within a minute. Balances can sit in a savings tier earning 3.5 percent annualized with no lockup, and a dollar Visa card spends directly without converting back to pesos first.

It targets the old problem of remittances and freelance income being taxed twice with opaque FX: collection uses US clearing, payout connects to mainstream Philippine wallets, and no chain of correspondent banks sits in between. The product is operated by KinnectFi with banking through a partner licensed bank, spanning US and Philippine jurisdictions. In June 2026 it was named among the top 25 of the Solana Frontier hackathon under the Mana name and joined Colosseum's fifth cohort.