Swapin

Swapin is a licensed Estonian crypto payment provider operating since 2017, handling the path between fiat and crypto. Individuals fund with euros or pounds to buy bitcoin, ether or stablecoins, or sell assets from a wallet into their own bank account, while merchants convert crypto receipts into euros on receipt to avoid price swings. It serves users and online merchants in the European Economic Area.

Every deposit and withdrawal runs through a named account: the platform opens an account registered in the user's own name, and fiat moves in and out through it, so the flow maps one to one onto an identity. Settlement uses the single euro payments area, with instant banks completing in minutes and ordinary transfers usually inside a business day. The provider does not hold user funds; fiat received is converted and sent on. Developers can embed buy and sell entries into their own pages through a component, paying 0.8% to 1.35% of volume. It is a compliance-oriented on and off ramp concentrated on the European Economic Area.