Altitude

Altitude is a DeFi lending aggregation layer letting users borrow USDC against BTC or ETH collateral without selling. It routes collateral directly into audited protocols like Aave and Morpho, never custoding funds itself, and only handles rate optimization and yield reinvestment. Idle, unborrowed collateral is deployed into strategies such as Pendle, Curve and Ethena to earn yield, which is automatically applied to pay down the loan balance and can theoretically drive debt toward zero.

In the ecosystem Altitude complements rather than competes with using Aave and Morpho directly, packaging what used to be manual rate comparison, rebalancing and liquidation avoidance into a single dashboard for a passive borrowing experience aimed at long-term holders. Its liquidation logic inherits the underlying protocols' Chainlink oracles and LTV thresholds, so users bear Aave's or Morpho's smart-contract risk rather than platform custody risk. When yield rates fall below borrowing rates, the loan does not self-repay and the user must add collateral.